Mastercard lets AI agents pay for things securely in Singapore and Malaysia
In plain words
Mastercard rolled out authenticated agentic transactions in Singapore and Malaysia, tested with UOB, using tokenisation and verifiable intent so AI agents can pay on a user's behalf.
Still a trial: Live in Singapore and Malaysia first, with more countries to follow.
Source: mastercard.com ↗
How to do it yourself
Our suggested steps. The company didn't publish theirs.
- 1
Make sure every product has a clean, structured page (name, price, stock, shipping) agents can read.
- 2
Add schema.org Product markup to product pages.
- 3
Create Stripe payment links per product so agents and chat bots can send them.
- 4
Use the prompt below in your chat bot to send the right payment link after confirmation.
- 5
Watch for orders that arrive via AI assistants and note the referrer.
The instructions to give the AI
Paste this into your AI tool (the free plan is fine), swap the [brackets] for your details, and test it on a few real examples.
This is one part of the setup. It won't connect to your phone, inbox or other apps on its own; the steps above cover that.
Agent instructions (prompt)
You are [store]'s checkout assistant. When the customer confirms items and quantity, summarise the order and total in one line, ask 'Confirm?', then send the matching Stripe payment link from this list: [paste product -> link]. Never collect card numbers in chat.
[Highlighted] = replace with your own details before you run it.
What you should get back: "2× coffee beans, total $36. Confirm?" — then a payment link once they say yes.
Written by Quickly and Good, inspired by this case.
More detail: tools, prices and what you'll need
The company used: Mastercard Agent Pay (authenticated agentic transactions)
You could use: Stripe (payment links) + your website, ready for agent-driven checkout
Prices from each tool's own pricing page, checked Oct 2026.
What you'll need
- ☐A developer environment and the coding agent (e.g. Claude Code)
- ☐API access to the systems it must touch
- ☐Clear written instructions and project rules
- ☐Version control and a way to undo changes
- ☐Testing and code review by someone who can read the code
Can I do this myself?
Only if you can code or are learning to. Otherwise hire a builder.
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